Having a JCPenney credit card is a great way to save on shopping. Cardholders can earn Rewards points for every dollar spent on JCPenney, and you can redeem the points for discounts on future purchases. Credit cards also bring significant advantages, such as sales and exclusive offers.
Passionate JCPenney shoppers can apply for a credit card to maximize JCPenney shopping rewards. You must apply for your credit card if you wish to receive exclusive JCPenney rewards and discounts. Today, we will talk about how to order a JCPenney card online or during a store visit.
Ways To Apply For JCPenney Credit Card
Online
Online credit card applications for JCPenney are simple. Follow these steps to complete your application:
- Go to the JCPenney Credit Card application website.
- Enter your personal information. You should also include your annual income and whether you rent or own your home. As long as you are over 21, you can have all your household income, including rental income or your spouse’s income.
- Select the options you want to add to your map. You can choose to receive electronic statements, add an authorized user, or opt for Card Security. This credit card insurance feature pays your minimum or entire balance under certain circumstances.
- Click “Continue” to submit your request.
You can be instantly approved and receive your card within seven to ten business days. You can use your account 24 hours after approval by bringing a valid photo ID to the customer service area of any JCPenney store and requesting a temporary card. However, some applications take longer to be approved, and JCPenney will contact you via email within seven to ten business days.
Visit The JCPenney Store
If you prefer, you can visit a JCPenney store and sign up in person with an employee. The information you need to submit is the same. Use the JCPenney store locator for added convenience to find your nearest store. If you have any questions, contact JCPenney Customer Service at 800-542-0800.