Online banking has allowed credit card users to manage their business over the Internet. JCPenny credit card users can check their balance, set up transaction notifications, report a lost or stolen card, etc. Offers additional coupons and discounts over regular loyalty members but cannot be used outside JCPenney stores.
The JCPenney Credit Card is a JCPenney-branded card issued by Synchrony Bank that you use for purchases at JCPenney physical and online stores (JCPenney.com) and Sephora stores (Sephora.com) and Rite Aid (riteaid.com). This card is a complicated credit card to accept. Credit cards are no longer loyal to consumers as they are the most advertised credit cards.
Benefits of JC Penney Credit Card
$0 Fraud Liability
By using your JCPenney Credit Card online, you can protect yourself from unauthorized charges that could result from fraudulent activity. JCPenney’s credit card has zero fraud liability insurance and 0% APR for 18 to 60 months. It also has an annual fee of $0. The JCPenney credit card is a sound card for anyone shopping on JCPenney.
Monthly Reporting To The Credit Bureaus
The JCPenney credit card reports to credit bureaus monthly within days of the end of the cardholder’s monthly billing cycle. JCPenney Credit Card says card credit limit, account balance, payment history, etc., three major credit reporting agencies: TransUnion, Equifax, and Experian. After you report your account information to a credit reporting agency, it may take a few days for updates to appear on your credit report.
Secure Transactions
JCPenney Online Credit Center uses industry-standard secure socket layer technology to encrypt your personal and credit card information online.
Applicable Anywhere
You can use a JCPenney credit card at JCPenney stores, JCPenney.com, Sephora at JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com. You can use a JCP Mastercard credit card almost everywhere credit cards are accepted. An initial application is for a primary JCPenney Credit Card. Depending on its credibility, the applicant will receive the JCPenney Customer Card or the JCPenney Mastercard if the order is approved.