JCPenney’s credit card is a standard loyalty card with some added benefits that can pay dividends for the right customers. The JCPenney credit card can be an invaluable money-saving tool for those who dedicate time (and money) to their local business. The card also offers lower limits than open-loop cards (usable anywhere), with reviews citing average limits between $300 and $1,000.
After discussing the JC Penney credit card with its registration, benefits, rewards, registration process, etc., many people have a lot of doubts about it. We have prepared a series of questions and answers for your understanding of this website for your solution.
Frequently Asked Questions
Can You Use A JCPenney Card Anywhere?
You can use your JCPenney Credit Card at JCPenney or JCPenney.com or partner stores, including Sephora stores, Sephora.com, Rite Aid, and Riteaid.com. You can use the JCPenney Mastercard credit card anywhere, like any other credit card.
What Credit Rating Do I Need For The JCPenney Credit Card?
You probably need good credit to qualify for a JCPenney credit card account. That means a score of at least 640 or higher. If you have bad credit, you will not be eligible for a JCPenney credit card; improve it before applying.
How Difficult Is It To Get A JCPenney Credit Card?
Neither JCPenney nor Synchrony Bank lists the official JCPenney credit card approval requirements. Most credit card verification sites agree that applicants must pass if they have a “fair” or better credit history.
How Can I Contact JC Penney?
JCPenney customers can use these credit cards to get the most out of their purchases. With a variety of benefits and features, you can enjoy hassle-free shopping. For general inquiries, contact the company at 1-800-542-0800.
You may also submit written requests to JCPenney Credit Services, Customer Service C/O SYNCB, P.O. Box 965009, Orlando, FL 32896-5009. In addition to the online form, you can also use it to contact us.