The JCPenney credit card (yes, that’s the official name) is a closed-circuit card, meaning you can only use it to make purchases at JCPenney stores or through JCPenney.com. The card also offers lower limits than open-loop cards (usable anywhere), with reviews citing average limits between $300 and $1,000. Also, the JCPenney credit card has a relatively high-interest rate, charging 26.99% APR on purchases.
If JC Penney is your number one choice for clothing and homeware, consider a JCPenney Credit Card. It offers the benefits of a standard card and rewards for purchases from its store and its partners. Rewards are also a strong point of the JCPenney credit card. Let’s discuss the rewards list in detail:
Rewards To Earn By Using JCPenney Credit Card
Here are the JCPenney credit card rewards:
- With your card, you earn one point for every $1 spent on your card and one end for every $2 when using other payment methods. You can earn up to 2,000 points with just one number.
- The company’s cards also offer rewards of $10 for every 200 points earned. A corporate gift awaits you on your birthday. You can also use bonus events to earn points.
- Members receive a $10 JCPenney Rewards certificate for 200 points, worth $0.05 per point.
- Only those with a JCPenney credit card can benefit from 150+ days of credit savings.
- Anniversary offers also arrive in your wallet with the JCPenney card. In other words, if you have made at least one purchase in the last 12 months, you will receive a birthday gift close to the day you were born.
- Special Financing Offers: You would get many financing offers to save money. Keep checking the offers on the mobile app. For products and merchandise provided by JCPenney (mattresses, furniture, jewelry, appliances, and others), you may be eligible for special financing in installments of 6, 12, 24, 36, 48, or 60 months.